Mortgage
Realestateusonline will guide you through the home buying process, there are few information that will make your home buying process smooth.
Loan Pre-Qualification:
The loan pre qualification process will help you know how much you can afford to buy (!) and how much money you will need for down payment.
Items considered when pre-qualifying for a mortgage loan include:
- Employment History
- Credit History and Scores
- Monthly Income and Expenses
Closing Costs:
The standard cost for buying a home will be listed in a “Good Faith Estimate” this numbers are estimate based on past experience from the lender, at realestateusonline.com will review “Good Faith Estimate” with you!! and we will guide you on the charges you will see on the “good Faith Estimate”, and answer any question you might have.
Standard Closing Cost:
Property Taxes, Recording Fees, Insurance, Homeowner, Insurance (flood and any other insurance you may need), Title Insurance, Loan Origination Fee, Appraisal Fee, Survey, Credit report, Interest payment, Escrow (advance payment for taxes, condo maintenance etc.), Processing Fee.
